曝光台 注意防骗
网曝天猫店富美金盛家居专营店坑蒙拐骗欺诈消费者
Evidence obtained from family and friends of both the PIC and F/O reported no recent
changes or difficulties in personal relationships.
It was concluded there was no evidence that either pilot was experiencing difficulties in
any personal relationships.
2.14.2 First Officer (F/O)
The investigation into the F/O's personal and professional history revealed no unusual
issues. No records of incidents or unusual events were found, and no career setbacks or
difficulties were experienced. Financial records showed no evidence of financial
problems. Interviews with family, close friends and relations seem to indicate that the F/O
was a well-balanced and well-adjusted person, and keen on his job, and planning to
advance his a flying career. There were no reports on recent changes in his behaviour.
2.14.3 Pilot-in-Command (PIC)
The investigation into the personal and professional career revealed that the PIC was
considered to have been a good pilot, making his transition from a military pilot to
commercial pilot smoothly. His career at SilkAir showed that he was well accepted and
given higher responsibilities. He was considered to be a leader among the Singaporean
pilot community in SilkAir.
During his professional career at SilkAir, he was involved in a few work-related events,
which were in general considered minor operational incidents by the management.
However in one particular event, for non-technical reasons the PIC infringed a standard
operating procedure, i.e. with the intention to preserve a conversation between the PIC
and his copilot, the PIC pulled out the CVR circuit breaker, but the PIC reset the circuit
breaker in its original position before the flight. This was considered a serious incident by
the management, and the PIC was relieved of his LIP appointment. The PIC was known
to have tried through existing company procedures to reverse the management decision.
Although there were some indications of the PIC being upset by the outcome of the
43
events, the magnitude of the psychological impact on the PIC performance could not be
determined.
The PIC’s financial history was investigated for the period from 1990-1997. Based on the
data available to the NTSC it was noted that the PIC’s accumulated losses in share trading
increased between 1993 and 1997, with moderate gains in 1997. There was no period of
negative net worth. His trading activity was stopped on two occasions due to nonsettlement
of his share trading debt.
In the independent review of the NTSC’s findings concerning financial background of the
PIC by PricewaterhouseCoopers, the available information in regard to the assets,
liabilities, income, expenditure, and share trading were incorporated into a net worth
analysis. This analysis reveals the following:
• The PIC's net worth (known assets less known liabilities) deteriorated over the period
of 1994 to 1996, however it grew marginally during 1997.
• Between 31 December 1994 and 31 December 1996 his known assets declined, while
his known liabilities increased resulting in a net decline in the value of the PIC's
known net worth.
• Between 31 December 1996 and 19 December 1997, the PIC’s known net worth
increased again.
Analysis of the net monthly income available for discretionary and general out-of-pocket
expenses, based on a monthly combined gross income (including the PIC and his wife’s
salaries), indicated that the PIC had a relatively minor monthly cash shortfall at around
the time of the accident. This should be considered in light of the PIC’s positive net worth
at the time of the accident.
2.14.3.1 Recent Behaviour
The PIC’s recent behaviour was analysed from statements made by family members,
friends and peers during interviews. The PIC’s family reported no recent changes in his
behaviour. Work associates who observed the PIC on the day of the accident and on his
most recent flights, reported nothing odd or unusual in his behaviour.
2.14.3.2 Insurance
Based on the data available, it was found that at the time of the accident, the PIC had a
number of life insurance policies. The majority of these were taken up earlier in his life.
The most recent policy was a mortgage policy which was required by the financial
institution from which he took the loan for his house in line with normal practice for
property purchases in Singapore. The PIC applied for the mortgage policy on 27
November 1997. The insurance company approved the policy on 12 December 1997
pending payment of the first premium. The PIC submitted a cheque dated 16 December
1997 for the first premium payment. The commencement or the inception date of the
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本文链接地址：
NTSC Aircraft Accident Report SILKAIR FLIGHT MI 185 BOEING B(30)
